Finances are always a pain, and by far are the most important and the least fun to go through. Whether you are running a business or are a homemaker, accounting and finances are very likely to be your least favorite part. However, with the advent of newer technology and smart phones, financing is not so difficult anymore; some might even find it fun. Here are a number of apps which can to some extent take care of your finances for you.

1. Mint.com

Mint.com is very popular when it comes to finances and accounting. The app allows you to keep track of your accounts and expenditures. Mint app can be synced with different bank accounts and thus does not require any input by the user. So your account status will automatically be updated whenever you make a deposit or a transaction. It also sends notifications for bills, suspicious transactions and when you cross your budget limit. It is a free app available for iPhone, iPad and iPod Touch.

2. Expenditure

You can manage your spending and your income by noting down all your incoming and outgoing expenses through this app. It offers a number of categories to list your expenses in. You can also include a photo or small note when jotting down an income or expense. This app is also available for iPhone, iPad and iPod Touch for $1.99.

3.  Lemon

Lemon is a great app for saving receipts, business expenses or tax returns. It enables you to scan all your important receipts for future references. It’s a great alternative to shoving all your receipts in one drawer or box and then not being able to find them when needed. This app is available for free and is compatible with iPhone, Windows phone and Android.

4. Simple Loan Calculator App

This app gives you access to your amortization tables and helps you keep a check of your loans and pay back methods. It also offers calculations for “what if” scenarios which give you a clear idea as to what will be your best strategy to pay off your debts and loans. It is a free app available for Android phones.

5. The Wall Street Journal

Wall Street may not be the most favorite topic currently, but the app more than makes up for it. It provides all data including Marketplace reports, Personal Journals, articles and pretty much anything and everything to keep you updated with the world of finance on a daily basis. It is a free app and is available for iPad and iPhone.

6.  Grocery Gadget

Grocery Gadget is a one stop solution for managing your grocery lists and coupons. This app enables you to make your grocery lists and can be synced with all other devices at home. It gives you a round off bill of your grocery list along with the VAT’s so you will have a pretty good idea about your total bill beforehand. This app is available for iPhone, Blackberry, Android, Nokia and Windows. Prices vary for different phones and range from $0.99 to $3.99.

These apps are bound to be a hit whether you need to keep a track of your budgets, taxes, receipts or loans, and will help you keep your finances in check and your shopping list within a budget.

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